| 454 | The operation failed, please check the amount on the card is not blocked and try again later | not final, you need to request payment/transfer status |
| 455 | 3DSecure / Securecode verification is not available or you entered card number incorrectly. Try to use a different browser/device. If the error persists, reset the password | final |
| 456 | System error, please try again later, if error persist contact with merchant | final |
| 457 | Error in card expiration date field | final |
| 458 | Server is not responding | final |
| 459 | Please check the card number you enter correctly and in the right field | final |
| 460 | An error occurred, the payment amount may be blocked, please contact customer support. | final |
| 461 | System error. Please try later. If this problem continues, please contact the customer support | final |
| 462 | Call your bank | final |
| 463 | Call your bank | final |
| 464 | Invalid merchant | final |
| 465 | Your card is restricted | final |
| 466 | Transaction declined. Call your bank | final |
| 467 | Your card is disabled | final |
| 468 | Additional identification required | final |
| 469 | Invalid transaction | final |
| 470 | Invalid amount | final |
| 471 | No such card | final |
| 472 | No such card | final |
| 473 | Authentication failed (3DSecure/Securecode) | final |
| 475 | Invalid response | final |
| 476 | No action taken | final |
| 477 | Format error | final |
| 478 | Expired card | final |
| 479 | Restricted card | final |
| 480 | Call your bank | final |
| 481 | Lost card | final |
| 482 | Lost card | final |
| 483 | Stolen card | final |
| 484 | Not sufficient funds | final |
| 485 | Expired card | final |
| 486 | Not permitted to client by Issuing bank. Call your bank | final |
| 487 | Not permitted to merchant | final |
| 488 | Exceeds amount limit | final |
| 489 | Restricted card | final |
| 490 | The ban on the payments on your card, for more information, please contact customer support. Contact info is stated on the back of your card | final |
| 491 | Exceeds frequency limit | final |
| 492 | The card blocked due to incorrect entering pin-code. For the further information please contact customer support, contact info is stated on the back of your card | final |
| 493 | Time-out at issuer system | for payments - final, for transfers - not final, you need to request the current status from epay support |
| 494 | Issuer unavailable | for payments - final, for transfers - not final, you need to request the current status from epay support |
| 495 | The transaction is prohibited. Please use other card | final |
| 496 | System error | for payments - final, for transfers - not final, you need to request the current status from epay support |
| 497 | Server is not responding. Please try later | final |
| 498 | Payment with bonuses is not available. Please try again later | final |
| 499 | Incorrectly entered or not entered 3DSecure/Securecode | final |
| 500 | The check for 3DSecure password is not available, try to change internet point or device | final |
| 501 | Error in servicing the card. Be sure to enter the card number correctly. If the error persists, contact support. | final |
| 502 | This type of transaction needs 3DSecure password be checked, ask yor bank how to use 3DSecure for your card | final |
| 503 | This type of transaction needs 3DSecure password be checked, ask yor bank how to use 3DSecure for your card | final |
| 521 | Transaction declined. Call your bank | final |
| 522 | Record Not Found, check the card | final |
| 523 | Transaction declined. Call your bank | final |
| 525 | Your card is restricted. Call your bank | final |
| 526 | System error. Please try later. If this problem continues, please contact the customer support | final |
| 527 | Transaction declined. Call your bank | final |
| 528 | The daily limit of incoming transfers on the recipient's card has been exceeded, please provide another card for transfer | final |
| 529 | The monthly limit of incoming transfers on the recipient's card has been exceeded, please provide another card for transfer | final |
| 2740 | The number of unsuccessful payment attempts has been exceeded (no more than 15 unsuccessful attempts are allowed within 30 days), use another card or wait until the blocking counter is reset (from the moment of the first unsuccessful attempt to pay in the last 30 days) | final |
| 2872 | A critical refusal code has been received from your bank, the card cannot be used for payment, use another card to pay | final |
| 2678 | Merchant day limit exceeded | final |